Important tips to keep your accounts safe

Now a days everyone is worried about their account security.

This year the activities of hackers have taken the spotlight. People of all categories from celebrity to general people are victim of hacking. From gadgets to bank accounts, no one can guarantee for security.

So unfortunately we can’t take anything for granted. Recently a financial giant company admitted that the information of 80 million customers had been stolen by hacker. The information includes details of checking and savings account. The worse fact is, the company noticed this mess after two months of hacking. That is actually a matter to be worried.

There is actually no guaranteed way to prevent a data breach from occurring at a company that has your business. But you can try your level best to make your accounts are secure from hacking, spamming or scamming.

Here are 5 steps to maintain the safety and security of your online accounts.

1. Maintaining a strong password

One of the important and easiest ways of protecting your online accounts is to Maintain a strong password.

Aspects of a good password -there should be eight or more characters having upper-case characters, , numbers and symbols, lower-case characters in a random order. The variety of characters will make it difficult for hackers to break. You can search online to get examples of strong passwords.

Of course you have to maintain a unique password for each account. So when hackers manage your one account password they will not be able to get others.

While you’re making your passwords strong, you should not forget to beef up your security questions, too. A strong password is useless if a hacker detect the answer of your security question after a quick trip to Facebook.

2. Your connection security

Home is the best place to log in into a sensitive account.

Of course, you might need to log in your fb or this kind of sensitive account when you are out of home. It is best if you use app of your bank and a cellular connection for banking

If you have to use Wi-Fi, add extra security with a Virtual Private Network. This creates a secure, encrypted link with a third-party server, and you access your sites through that link. It’s an extra level of protection that hackers shouldn’t be able to crack. On a laptop, CyberGhost is a good option. VPNs slow down your Internet speed. Turn them off for streaming videos and general browsing.

3. Account alerts are important

Many banks automatically send you text alerts when purchases or withdrawals. Two-step verification also offered by many online accounts. This provides more security to your account.

While we’re on the subject of two-step verification, some banks now feature an embedded chip that generates a new pass code for every use. Ask your financial institution if it offers cards with Chip Authentication Program (CAP) or Dynamic Passcode Authentication (DPA) technology. They don’t advertise this. You have to know to ask.

4. Phishing scams should be avoided

Hackers can hack your accounts with your name and email address even though they don’t know your credit card information or account number.

That’s the exact way how they need a phishing attack. A popular type of phishing attack is a fake email is a common phishing attack where they ask you to click on a link or download an attachment addressing them as a real company.

Remember, no legitimate company will ask you to click a link or download an email attachment to update your account details.

5. be vigilant

The best way to make sure your online banking account, or any other account, stays safe is to pay attention. It is important to catch small problems early to prevent hackers from making bigger ones later. Here’s why:

The term “fullz” is a cybercriminal world. A fullz is all the information a hacker needs to assume the identity of account holder and apply for credit under their name.

Getting your fullz, hackers group it with fullz from others and sell them online as a package. Click here to learn more about fullz and how they’re bought and sold.

After buying a fullz, a criminal will make small purchases using your account details. If you don’t take any action, he’ll continue making purchases.

Finally, the criminal will max out your card or drain your account without a second thought. To stop this, check your accounts. Immediately inform your bank or Credit Card Company when you notice a strange transaction.

Important tips to keep your accounts safe